I am truly passionate about what I do in helping people find their homes, the place where they hang their hat and can feel safe, live their life and decompress from the world – their sanctuary. I can’t think of a better cause. Marrying my love of homes and working with people is a dream career for me. I like to make the process of finding a home enjoyable because it can be very stressful. I will walk you through every step of the way and will fiercely advocate for you as my client.
- The First Step – Get Pre-qualified by a Lender. Obtain a Pre-qualification Letter. I would recommend three choices of Lenders for you to contact and consult with in order to make the best decision for yourself on which Lender to go with. If you already have a Lender you prefer, even better.
This step is very important to handle first so that you know exactly what you qualify for price-wise. Therefore, you don’t wast any of your time looking at houses that are over your budget.
2. Second step. Per TREC – Texas Real Estate Commission, you will be asked to sign a Buyer’s Tenant Agreement with your Realtor in order for them to be able to show you any house for sale for for Lease. This Agreement is not binding in any way and can be just for one day in order to show you a house. Your Realtor is also required to provide you with an Information About Broker Services form (IABS Form) for you to review and initial. This form explains to you all of the ins and outs of how the process works.
3) As your Realtor and as a member of NAR (National Association of Realtors) I have access to the MLS Database for Realtors only. This database includes any and all houses listed for sale on the market. This is the most current database. Zillow and Realtor.com, etc., go through MLS to obtain access to all of the listings. However, they are not as current. For example: If a house is already under contract, this might not show up on Zillow for a day or two. Realtor’s have immediate access to any status changes, therefore, the client never wastes time getting excited about and looking at a house that is already under contract.
3) Third Step: Utilizing all of the criteria you are seeking in a home, ex: Number of bedrooms, square footage, cities of interest, Price point, pool or no pool, etc. I will set you up on an Auto Search via e-mail of all homes listed for sale with your criteria. You will have access to view these properties via One Home. One Home also allows you to favorite the houses you like,
Once, you have some houses you want to see. I would set up showings for you. My recommendation would be to look at as many homes as we can at a time according to your schedule in order to be most efficient with your time.
4) After looking, you find “The One”. The house you want to call home. As your Realtor would perform a Competitive Market Analysis (CMA) to compare the market rate for similar houses in the area. Together, with your input, we would come up with the right amount that feel is your best offer on the house. At this time, we would also determine when you would like to close on the house and we would include this date in your offer. One month is common however, we would decide on the best date for you.
Once we have established your offer amount. I would discuss with you “Option” and “Earnest”. The Option fee is a nominal amount that you offer to cover the “Option Period”. This is the period after an offer is accepted which pays for the usually 3-5 days that you have to get an Inspection done on the house. I will help you with all of these steps and guide you along the way. I have several reputable inspectors to recommend for you.
The purpose of a home inspection before buying is to provide an informed assessment of the property’s true condition, uncovering hidden defects, potential major repairs (ex: foundation, roof, electrical) and needed maintenance that are not obvious to the untrained eye. This protects the buyer from costly surprises and gives leverage to negotiate repairs or price, or even walk away from the deal. It is about education, safety, budgeting, and risk mitigation, ensuring the buyer understands the home’s value and future costs.
Earnest Money: The purpose of earnest money is to show the seller a homebuyer is serious about purchasing the property, acting as a “good faith” deposit help in escrow that signals commitment and protects the seller if the buyer backs out without cause. This amount is generally 1-3% of the sales cost of the house. Earnest monies goes towards the closing costs.
After inspection and negotiations, if you decide not to move forward with buying the house, all earnest monies will be returned to the Buyer as long as this is within the Option period deadline. I will guide you and advocate for you as my client throughout this entire process.
The goal is to get to the closing table. We will close at the Title company we have chosen to handle the escrow. I will be there with you at closing as well. Next step, I hand you the keys to your new home sweet home!
Be sure to contact me with any questions you may have at 214 642 3619. I look forward to hearing from you!